Answers and an explanation for each question appear once you add this activity to your own library.

🎯 Target: 4.0-4.5

Module 1: Vocabulary and Patterns

📋 How to use this lesson

🧑‍🏫 Teacher

Explain the goal and duration. Check vocabulary understanding after the exercises.

🧑‍🎓 Learner

Review the vocabulary list first. Then, read the patterns and try to use them.

🪙 Unit Word Bank: Pocket Money & Saving

Here are the 10 key words for this unit. You can click on any word to hear how it sounds:

penny purse jar envelope earn extra weekly spend expensive account

💡 Tip: Choose 5 words from the list above to complete the 5 sentences below.

1. My grandmother gave me a small leather ___ to hold my coins.

____ (Type a word...)

2. I keep my paper birthday cash inside a white paper ___.

____ (Type a word...)

3. I wash my neighbor's car at the weekend to ___ my own cash.

____ (Type a word...)

4. My parents give me a ___ allowance every Friday morning.

____ (Type a word...)

5. That sports jacket costs $300, which is too ___ for me right now.

____ (Type a word...)

🔗 Matching: Common Word Partners

Match each phrase on the left to its meaning (A, B, C, or D). Each meaning has only one correct phrase.

Meaning A: Get more pay by working

Meaning B: Start using a bank for your money

Meaning C: Keep each little bit of money safe

Meaning D: Keep loose change in a glass pot

Phrase

earn extra money

____ Meaning C ____ Meaning A ____ Meaning D ____ Meaning B

open an account

____ Meaning C ____ Meaning A ____ Meaning D ____ Meaning B

save every penny

____ Meaning C ____ Meaning A ____ Meaning D ____ Meaning B

put coins in a jar

____ Meaning C ____ Meaning A ____ Meaning D ____ Meaning B

✨ 3 Useful Sentence Patterns

You can use these simple sentence shapes to give clear, natural spoken answers in English.

It is important to...

Use this pattern when you want to give a good rule or advice.

"It is important to plan before shopping at the supermarket."

Why this works: It gives your opinion clearly without repeating "I think".

It is too expensive to...

Use this pattern when something costs more cash than you want to spend.

"It is too expensive to eat dinner at that French restaurant every night."

Why this works: It explains a direct reason why you do not do an activity.

I try to... every week

Use this pattern to describe an everyday habit or regular effort.

"I try to put five dollars in my jar every week."

Why this works: It shows you have a routine and explains your habit simply.

Practice 1: Complete this rule using Pattern 1:

"___ compare prices before you buy shoes."

____ a. It is important that ____ b. It is important to ____ c. Is important to

Practice 2: Complete the reason why you take the subway instead of a taxi using Pattern 2:

"___ take a taxi to university every morning."

____ a. It is too expensive to ____ b. It is very expensive for ____ c. It is too much expensive to

Practice 3: Complete the regular habit sentence using Pattern 3:

"I ___ put some loose change into my glass container ___."

____ a. try ... each days ____ b. try for ... weekly times ____ c. try to ... every week

🎤 Practice Test

Module 2: IELTS Speaking Part 1

Answer these 8 common interview questions out loud using your own words, then open the sample answer to see useful phrases.

Do you get pocket money, or do you earn your own money?

[Bài tập luyện nói]

💬 Model Answer ▼

"Well, I get pocket money from my parents every Friday. It's about ten dollars, and, um, I sometimes do chores around the house to earn extra money for comic books."

• get pocket money: get money from parents often.

• do chores: do small jobs like cleaning at home.

• earn extra money: get more money by working.

What do you usually spend your money on?

[Bài tập luyện nói]

💬 Model Answer ▼

"Well, I usually spend my money on snacks and street food after school with my friends. I also buy bus tickets, and, um, I put aside a little cash for movies."

• spend my money on: pay money for things.

• buy bus tickets: pay money to ride public transport.

• put aside: save some cash for later use.

Is it easy for you to save money?

[Bài tập luyện nói]

💬 Model Answer ▼

"To be honest, it isn't very easy. I like hanging out with classmates, and snacks cost a lot. But, um, I try to save every penny by keeping coins in a small tin."

• hanging out: spending relaxed free time with friends.

• cost a lot: take quite a lot of money to buy.

• save every penny: keep even tiny amounts of cash carefully.

Where do you keep your money, at home or in a bank?

[Bài tập luyện nói]

💬 Model Answer ▼

"Right now, I keep my money at home in a glass jar on my desk. I don't have a bank account yet, but, um, my dad wants to open one for me next year."

• keep my money: keep real money in a safe place.

• bank account: an official service that holds money in a bank.

• open one: start a new official account.

Is there something you want that is too expensive to buy?

[Bài tập luyện nói]

💬 Model Answer ▼

"Yes, definitely! I want a new gaming laptop, but it's too expensive to buy right now. It costs over five hundred dollars, so, um, I have to cut back on snacks and save up."

• too expensive to buy: costs more than one can pay.

• cut back on: spend less on something.

• save up: keep money over time to buy a big item.

Is it important to learn about money when you are young?

[Bài tập luyện nói]

💬 Model Answer ▼

"Yes, I think so. It's important to learn about money early. If you are careful with money, um, you won't run out of money when you grow older."

• important to learn: something necessary and valuable to study.

• are careful with money: do not spend it too fast.

• run out of money: have no money left.

Did anybody ever give you money for your birthday?

[Bài tập luyện nói]

💬 Model Answer ▼

"Yes! Last year, my aunt gave me twenty dollars inside a red envelope. I was really happy, and, um, I used it to treat myself to a new comic book and some ice cream."

• envelope: a paper cover used to hold cash or a greeting card.

• treat myself: buy something nice for myself.

• ice cream: a cold sweet food.

Would you like to have a job to earn extra money?

[Bài tập luyện nói]

💬 Model Answer ▼

"Yes, I'd love to! I want to work part-time at a local bookstore. That way, I can earn extra money, and, um, it helps me gain experience and meet new people."

• work part-time: work only a few hours or days each week.

• earn extra money: receive more pay in addition to allowance.

• gain experience: learn useful skills by doing real work.

IELTS Speaking: Pocket Money and Saving

Module 1: Vocabulary and Patterns

📋 How to use this lesson

🪙 Unit Word Bank: Pocket Money & Saving

🔗 Matching: Common Word Partners

✨ 3 Useful Sentence Patterns

It is important to...

It is too expensive to...

I try to... every week

Module 2: IELTS Speaking Part 1

Do you get pocket money, or do you earn your own money?

What do you usually spend your money on?

Is it easy for you to save money?

Where do you keep your money, at home or in a bank?

Is there something you want that is too expensive to buy?

Is it important to learn about money when you are young?

Did anybody ever give you money for your birthday?

Would you like to have a job to earn extra money?

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