APIEVocabulary & Pronunciation: Money and Spending
Money and spending
Answers and an explanation for each question appear once you add this activity to your own library.
Everyday Money & Smart Spending
Master 10 key B1 financial terms, common collocations, and natural pronunciation in 20 minutes.
Teacher's Quick Guide
- Lead students step-by-step through the 3 vocabulary themes and pronunciation quirks.
- Check answers together after each practice section and invite real-life spending examples.
Student's Mission
- Study the word card, picture the yellow memory tips, and say each example aloud.
- Complete all 16 interactive drills and record your voice in the mini shadowing studio.
📖 Core Vocabulary Reference (10 Words)
3 Themed Groups| Word | Meaning | Common Collocations | Example Sentence | Memory Tip |
|---|---|---|---|---|
| allowance | An amount of money given regularly (usually by parents). | monthly allowance, give an allowance | "My parents gave me a weekly allowance of ten pounds." |
💡 Parents allow you to spend this money!
|
| income | Money earned from work, investments, or business. | steady income, extra income, earn an income | "He earns a steady income as a junior software assistant." |
💡 Money coming IN to your bank account!
|
| cash | Money in physical coins and notes, not cards. | pay in cash, run out of cash, cash desk | "The local market stall only accepts payment in cash." |
💡 Hear the crisp sound: ka-ching!
|
| Word | Meaning | Common Collocations | Example Sentence | Memory Tip |
|---|---|---|---|---|
| budget | A strict plan for how much money you can spend. | stick to a budget, plan a budget, on a tight budget | "We need to stick to our holiday budget so we don't overspend." |
💡 Keep your spending inside a tight paper bag!
|
| expense | Money that you spend on goods, services, or bills. | living expenses, daily expense, cover an expense | "Rent and food are my biggest monthly living expenses." |
💡 Related to expensive: what takes money out!
|
| bargain | Something bought for much less than its true value. | a real bargain, bargain hunter, snap up a bargain | "This leather jacket was only twenty euros; what a real bargain!" |
💡 Pronounced /ˈbɑː.ɡɪn/ (rhymes with "pin", not "gain").
|
| discount | A reduction in the regular price of an item. | get a discount, 20% discount, offer a discount | "Students get a 15% discount on all bus tickets." |
💡 DIS (take away) + COUNT (price tags)!
|
| Word | Meaning | Common Collocations | Example Sentence | Memory Tip |
|---|---|---|---|---|
| save | To keep money aside instead of spending it right away. | save money, save for a rainy day, save up | "I try to save twenty pounds from my paycheck each month." |
💡 Put coins in a piggy bank to rescue your future!
|
| afford | To have enough money available to buy or do something. | can afford, cannot afford, afford to buy | "We cannot afford to dine at high-end restaurants every weekend." |
💡 Almost always follows can / cannot!
|
| debt | Money that is owed to someone else or a bank. | in debt, clear a debt, fall into debt, pay off debt | "It took her two hard years to pay off all her college debt." |
💡 Silent 'b'! Pronounce it exactly like det (/det/).
|
16 Interactive Vocabulary Exercises
Section 1: Collocation Matrix (Items 1–4)
Match each noun with the most natural English verb collocation: spend, earn, stick to, or clear.
Which verb collocates naturally with "... cash on concert tickets"?
Which verb collocates naturally with "... an extra income from home"?
Which verb collocates naturally with "... a monthly budget so that you never overspend"?
Which verb collocates naturally with "... all your credit card debt"?
Section 2: Gap-Fill with Word Bank (Items 5–8)
Word BankChoose the exact word from the bank below and type it into each sentence:
"When I was fifteen, my parents gave me a weekly ________ of £15 to buy snacks and books."
"Paying rent in London is definitely my single largest monthly ________."
"Show your student ID at the cinema entrance to receive a 20% ________ on ticket prices."
"I really like this sports car, but with my current salary I just cannot ________ it."
Section 3: Choose the Right Word (Items 9–12)
All 3 words are grammatically possible, but only ONE matches the exact everyday financial meaning.
"The card machine was broken, so customers had to pay in ________."
"When traveling abroad for business, keep all your restaurant receipts as an official business ________."
"I bought this genuine leather suitcase for only £20 at a garage sale. It was such a real ________!"
"Many people try to ________ part of their earnings every month for emergencies."
Section 4: Sentence Building (Items 13–16)
Unscramble the word chips to form a natural, grammatically correct English sentence. Type the full sentence into the box.
Type the reconstructed sentence below:
____ (Type the sentence here...)Type the reconstructed sentence below:
____ (Type the sentence here...)Type the reconstructed sentence below:
____ (Type the sentence here...)Type the reconstructed sentence below:
____ (Type the sentence here...)Shadowing & Pronunciation Lab
Listen carefully to the audio, copy the natural rhythm and intonation, then hit record to check your speech.
A Key Collocations (Shadowing 1–4)
[Bài tập luyện nói]
____[Bài tập luyện nói]
____[Bài tập luyện nói]
____[Bài tập luyện nói]
____B Short Sentences (Shadowing 5–8)
[Bài tập luyện nói]
____[Bài tập luyện nói]
____[Bài tập luyện nói]
____[Bài tập luyện nói]
____C Extended Sentences & Natural Rhythm (Shadowing 9–10)
[Bài tập luyện nói]
____[Bài tập luyện nói]
____D Tricky Pronunciation Focus (Shadowing 11–12)
⚠️ Pronounce the silent 'b' as if it isn't there: rhymes completely with "bet" or "net".
[Bài tập luyện nói]
____⚠️ Stress syllable 1! End with a short /ɪn/ sound (like "tin"), never pronounce it like "gain".
[Bài tập luyện nói]
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